Business Funding

BUSINESS FUNDING

Business Funding

Access to funding is critical to the success of any enterprise. Asberry Financial Services is evolving structured programs to connect Individuals and Entrepreneurs with funding programs offering diverse funding sources ranging from seed to growth capital. Don’t meet the Credit Requirements? Don’t worry – We can solve all of your Credit Problems FAST! Contact Us Now!

Business Funding:

Our affiliate provides start-up funds for small businesses and working capital for existing businesses. $25K and up. Also, funding for bank owned properties (REO's). [Real estate owned, or REO's, are a class of property owned by a lender - typically a bank, government agency, or government loan insurer.]

Bank and private funding for start-up and existing businesses. $25K and up. No collateral or down payment required. Lower credit scores will be considered.

If your business is 3 years old and your FICO's [credit score] are in the 500's, you can have funding of $100K plus.

Our affiliate is funding unsecured lines of credit of $300K+ if you have decent FICO scores and/or with a co-signer, with no money down and no collateral.

Other programs:

A 650 FICO gets $150K plus, no income verification, no collateral, in about 15 business days.

FICO close to 575, been in business for 6 months, you can get up to $50K, with multiple funding to follow if you need more funds.

Also: Funding for $1M & up.

We have trading programs with large returns in about 20 business days.

Personal Funding:

Highlights

$20,000 to $215,000
Funds received as early as 10 days (may take up to 6 weeks for challenged files)
No income documentation
No employment verification
No home or assets required
One Bureau Only funding options available
100 % unsecured

Requirements

680+ credit scores (unless active or retired military affiliation)
Revolving balances below 60%
Minimum of 3 open, seasoned (24 months), primary revolving lines
No more than 4 inquiries per bureau within the last 90 days
Discharged BK's must be over 5 years
No late payments or collection accounts within the past 12 months
No fraud alerts reporting to any one bureau
Address on each bureau must match and report as most current as address on application (we can help you with this)
Client must receive the funds at their physical home address (no po box, UPS, or company address)

Personal Funding

We offer unsecured personal funding.

Depending on the client’s credit, we can fund up to $250,000 as early as 10 days.

Funding arrives in the form of credit cards. There will be multiple lines averaging between $5,000$30,000 each. Client will have multiple inquiries; each bank will pull their own credit report.

Some credit cards may be liquidated, we call these "cashlines." Cashlines are still credit cards but cards that allow the client to pull 100% of the available credit via check or balance transfer. Not all clients will qualify for cashlines.

Funds are secured against the client's personal credit, not business or corporate.

Proof of Income is not required but may provide additional funding if submitted. Clients are encouraged to list entire household income on the application. Income stated at 100k and above produce the highest approval amounts.

Clients who have military affiliation may receive additional funding. These clients will be required to provide us with access to their online banking, for any military banks we can get them funding with.

Funding Process

We provide quotes based off our experience. All we need for a quote is a 3-bureau credit report. We accept CreditCheckTotal.com or Equifax.com reports. Quotes are provided within 48 hours.
Once client turns in their Submission Package (app, contract, dl, ss card, utility bill), file will go into file prep status. We have a 24 hour prep time prior to bank submission.
Client will be contacted by email and phone by their assign Account Manager. The call will cover all the details of the process. We will not submit to banks until this call is complete.
Approvals take anywhere from 1 hour to 10 days, depending on if they come back automated or go to a pending status.
Once each card is approved it is shipped and received within 2-10 business days.
Our service fee is due within 24 hours of receipt of each card.
Interest rates vary based on client's credit. Average rates range between 9%-19.99%. Most cards offer a 0% APR for the first year most, not all.
If client needs to liquidate funds, we can provide tips but cannot do this for them. We also do not guarantee that any/or all cards can be liquidated.

Client’s Role

We must have full participation from the client during the entire funding process. Client will need to:

Check mail daily
Send us copies of all bank letters within 24 hours of receipt
Notify us of all cards received within 24 hours of receipt
Notify us of any missed bank calls
Complete all bank instructions received from TFC, within 24 hours of receipt
Pay invoices within 24 hours of receipt